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Disclaimer – the legal stuff

Terms last updated: Jan 2025

The information provided in this blog – wherein every mention of the word blog infers “Finance by Heather” is for general informational purposes only. The views and opinions expressed in the articles/posts are those of the author and do not necessarily reflect the official policy or position of the blog owner.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the blog or the information contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk. But we sure are flattered!

We do not intend to provide any professional advice through this blog. The articles/posts are meant to stimulate discussions and should not be considered professional advice. Always seek the advice of a qualified professional for any specific questions you may have.

This blog may contain links to other websites or resources. We have no control over the nature, content, and availability of those sites and resources. Sometimes website links or offers might be expired or no longer available, we have no control over this occurrence. If/when we do have affiliate marketing or sponsorships and get paid for referrals or for referring our readers/users’ to external websites – The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. That being said, Finance by Heather does extensive research into each referral and product and only recommends things we have personally used and consider to be safe and helpful in our day-to-day lives. As a reminder, if you as a user ever decide to click on a referral from us, buy a product, or sign up for a credit card recommendation, please do your due diligence before signing up or buying anything.

Every effort is made to keep the blog up and running smoothly. However, we take no responsibility for, and will not be liable for, the blog being temporarily unavailable due to technical issues beyond our control.

Please note that laws and regulations may vary, and what may be accurate and appropriate in one jurisdiction may not be so in another. The content of this blog should not be considered as a substitute for legal, financial, or professional advice.

Using this blog, you agree to release and hold us harmless from any claims, damages, or liabilities arising from your use of the blog or reliance on any information provided herein.

Everything written in this blog and posted is subject to Copyright Laws. All rights reserved.

This disclaimer is subject to change without notice. Thank you for reading!

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